Long-Term Disability Lawyers Brampton
Our personal injury and disability lawyers help disabled individuals in Brampton, ON, file disability claims. Call us to schedule a FREE consultation today!
Brampton Long-Term Disability Lawyers
Chronic illnesses, traumatic injuries, and other effects of an accident can prevent you from returning to work. Navigating the challenges of such income loss creates additional stress you shouldn’t have to endure. You may be eligible for long-term disability compensation.
If you live in Ontario and seek a long-term disability lawyer, Brampton offers a law firm instrumental in your claim: Chorney Sidhu Injury Lawyers. If you’ve suffered or currently suffer a physical or mental injury or severe illness and have a long-term disability policy, we can help. Our team can fight your insurance company’s denial of benefits and help you reach a better outcome.
What Type of Disability Qualifies for Long-Term Disability Benefits?
Not all situations require you to hire a long-term disability lawyer. In order to qualify for Long Term Disability Benefits you must have a disabling condition that satisfies the definition of disability as defined under your specific policy for insurance. Each policy is unique.
Each disability insurance policy has different definitions regarding disabilities. These definitions may determine whether you’ll be eligible or limited to a particular benefit amount.
In most cases, a qualifying long-term disability is a disability that “totally” prevents you from substantially returning to your work or performing your regular job tasks. Such conditions include:
Disability claim coverage depends on the policy’s details, your capabilities, and diagnostic treatment plans. Some insurance companies require policyholders to apply for the Canada Pension Plan (CPP) when filing a long-term disability claim. Others require you to join rehabilitation if your prognosis could lead to recovery. We will asses your situation and determine if LTD is the right approach; for other types of injuries, like slip and fall, we can explore other options.
Chorney Sidhu Injury Lawyers have significant expertise in identifying qualifying conditions. Our professionals can help you understand your group or private insurance policy’s coverage details. We offer a free consultation to help determine if we’re the right fit.
What Are Long-Term Disability Benefits?
Long-term disability benefits are payments your employer’s insurance or your private insurance broker sends you if you are unable to work due to a disability resulting from a physical or mental illness or personal injury. These benefits help you recover a portion/ percentage of your pre-disability income loss.
Most long-term disability benefits cover up to 67% of your gross income. Additional disability benefits, such as the Canada Pension Plan Disability Benefits (CPPD), may offset the amount of long term disability benefits that you receive.